Any major health events in the past 2 years?

(Heart attack, stroke, or cancer)

Effective Date: January 1, 2026

1. Introduction Evermount LLC ("we," "our," or "us") respects your privacy and is committed to protecting it through our compliance with this policy. This Privacy Policy explains the types of information we may collect from you when you visit our website and use our eligibility portal, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

2. Information We Collect We collect personal information that you voluntarily provide to us when expressing an interest in obtaining information about final expense and life insurance programs. The personal information that we collect depends on the context of your interactions with us and the site, and may include:

• Contact Data: First and last name, phone number, and email address.

• Demographic & Health Data: Age range and basic health history (e.g., major health events in the past 2 years) strictly for the purpose of matching you with appropriate state-regulated or guaranteed-issue insurance programs.

3. How We Use Your Information We use the information we collect to:

• Determine your potential eligibility for final expense life insurance programs.

• Match you with licensed insurance agents and partner carriers who can fulfill your request.

• Contact you via phone calls (including AI, automated, and prerecorded calls) and SMS messages to provide quotes and program details, as per your explicit consent.

4. Sharing Your Information By submitting your information, you direct us to share your profile with our network of licensed insurance agents, agencies, and carrier partners ("Partners") so they can contact you regarding your request. We do not sell your data to third-party data brokers outside of the insurance fulfillment process.

5. Data Security We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access. Data transmitted through our portal is secured via SSL encryption and stored in compliance with applicable industry standards.

6. Your Rights and Opt-Out You may opt-out of receiving future communications from us at any time. To opt-out of SMS texts, reply "STOP" to any message. To opt-out of phone calls, inform the agent or automated system, or contact us directly at support@evermount.com.

Effective Date: January 1, 2026

1. Acceptance of Terms By accessing our website and utilizing our eligibility portal, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our website.

2. Nature of Service Evermount LLC is a consumer information site and lead generation service. We are not an insurance company, and we do not issue insurance policies. We connect consumers with licensed insurance agents and carriers who can provide quotes and coverage. All coverage is subject to the underwriting criteria of the specific insurance carrier.

3. Express Written Consent (TCPA Disclosure) By submitting your information and checking the consent box on our site, you provide your express written consent to be contacted by Evermount LLC and our licensed insurance partners.

• Method of Contact: You agree that we may contact you via telephone calls, SMS text messages, and emails at the contact information you provided.

• Automated Technology: You strictly consent to the use of automated telephone dialing systems (ATDS), artificial voice prompts, AI voicebots, and prerecorded messages.

• No Obligation: You understand that your consent is not a condition of purchasing any goods or services, and you may revoke this consent at any time.

4. Limitation of Liability In no event will Evermount LLC, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, including any direct, indirect, special, incidental, consequential, or punitive damages.

5. Dispute Resolution & Arbitration Any dispute, claim, or controversy arising out of or relating to these Terms, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by individual arbitration in [Insert Your State of Registration], before one arbitrator. Class actions and class arbitrations are strictly prohibited.

6. Contact Information If you have any questions about these Terms, please contact us at support@evermount.com.